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Conventional mortgages are ideal for borrowers with good or excellent credit. Conventional mortgages are "plain vanilla" home loans. They follow fairly conservative guidelines for Borrower credit scores, Minimum down payments, and Debt-to-income ratios. Conventional Loan 3% Down Available Via Fannie Mae & Freddie Mac.
FHA Refinance Programs are now at the lowest rates in 22 years. You do not have to currently be in an FHA loan for us to refinance you into an FHA loan. Refinance up to 97.75% of your home's value. Apply Now to learn if you qualify to refinance your mortgage into a fixed FHA mortgage with no out of pocket closing costs.
The VA Loan has many advantages that make it one of the most appealing paths to homeownership. This great benefit is reserved exclusively to those who bravely served our country and select military spouses. VA-guaranteed loans are available for homes for your occupancy or a spouse and/or dependent.
NMLS# 863069 BRE# 01908254 | 151 Yorba St. #100 Tustin, Ca. 92780